IPS Portugal Golden Visa Investments

There are many and a growing number of Venture Capital Funds which qualifies for the Portugal Golden Visa. Funds have different investment timelines, fees, minimum investment, target investments and returns. If you are considering different Portugal Golden Visa funds contact us for a conversation about which fund/ basket of funds may suit you and your family.

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1.Low initial cost and maintenance cost

The subscription fee of a typical fund is between 0% to 2.5% and usually covered in the €500,000 minimum investment. The typical management fee of a fund is from 1%-2%, which are mostly covered from the fund investments and income. This means usually you will not have any other out-of-pocket expenses throughout the duration of your investment in the fund.
2.Profits, income and capital gains from funds are tax exempted

Profits, income tax and capital gains from the funds are tax exempted. This is substantial savings as the corporate tax in Portugal is around 21% and the income tax as well as capital gains tax for foreigners is 28%.
3.Funds are highly regulated

Funds eligible for the Golden Visa are regulated by the Portuguese Securities Market Commission (CMVM), ensuring compliance, transparency, and investor protection.
4.Diversification on investments

Fund managers will diversify their investments into different asset to mitigate risks. Portugal Golden Visa investors can also invest in several funds which add up to the minimum €500,000 investment.
5.Specialised and knowledgeable asset management

Browse through each Venture Capital Fund deck and you will see that most funds have am experienced fund management team who are specialists and professionals in the assets the funds invest in. Additionally, most funds have a performance fee which gives fund managers motivation to achieve good results.
6.Higher potential earnings

Funds may have a higher potential earnings that property investments in terms of annual yield and capital appreciation. Different funds have different target returns which is generally based on risk. In our list of funds, there are funds with a guaranteed buyback and guaranteed yield and there are also funds with target returns of more than 20%. Portugal Golden Visa investors can invest in a basket of funds adding up to a minimum investment of €500,000.

We often are asked which is the best fund for the Portugal Golden Visa. You will find a list on funds which qualifies for the Portugal Golden Visa here. Note that you can invest in several funds as long as the minimum investment fulfils €500,000 for the Portugal Golden Visa.

Choosing your ideal fund or basket of funds may depend on:

1.Your investment goals - your investment objectives, risk tolerance, time horizons and desired level of returns. Higher return funds tend to have higher returns.
2.Whether the fund's investment strategy aligns with your own strategies and objectives. You may consider the asset class the fund invests in, diversification of the investments, whether the fund uses leverage and investment timelines.
3.Your investment timelines- generally, the lifecycles of funds suitable for the Portugal Golden Visa are 6 to 10 years but some funds are open-ended funds.
4.Whether you are comfortable with the fund managers based on their experience, expertise and reputation.
5.Whether the fund’s terms and fees are reasonable and relative to industry standards and aligned with your own requirements.
6.Whether you would like to diversify your investments into several funds.

See list of funds here

One of the rules for Portugal Golden Visa eligibility is the money must be earned or transferred from abroad of Portugal. This is the criteria to satisfy the condition of Foreign Direct Investment into Portugal for economic growth of the country.

Some clients obtain a financing line from their bank (an overdraft, personal loan or remortgage facility) for investment into Portugal for the Portugal Golden Visa. This is within the rules of the Portugal Golden Visa, because clients' cash albeit through a bank facility, is transferred into Portugal as foreign investment.

There are certain Portugal Golden Visa qualifying funds that have associated financing facilities from foreign countries outside of Portugal specially set up for the Portugal Golden Visa. This can bring the cost of obtaining the Portugal Golden Visa lower. Costs in these facilities are usually application fees, interest costs and lawyer fees for the contracts. The benefits of these programs are applicants do not have to outlay EURO 500,000 of your own cash to make an investment for the Portugal Golden Visa thus freeing up your cash to make other investments.

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Portugal Golden Visa Investments

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List of Funds

List of Portugal Golden Visa Qualifying Funds

1.Low initial cost and maintenance cost

2.Profits, income and capital gains from funds are tax exempted

3.Funds are highly regulated

4.Diversification on investments

5.Specialised and knowledgeable asset management

6.Higher potential earnings

List of funds for the Portugal Golden Visa1/4

Benefits of investing in funds for obtaining the Portugal Golden Visa2/4

Choosing the best funds for your Portugal Golden Visa3/4

Portugal Golden Visa Funds Finance Option4/4